Point Hacks (@pointhacks) TikTok: 115.2K takipçi bugün

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Son güncelleme: 2026-10-31 11:28 UTC

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Son video: 2026-10-16

Credit cards can play a role beyond earning points. In this example, Nicole explains how keeping your salary in an offset account for longer, while putting monthly expenses on a point earning credit card and paying it off in full, could reduce the interest charged on your mortgage. Using a $300,000 mortgage as an example, she shows how the savings can add up significantly over time, while you continue earning points on eligible spend. The exact benefit will depend on your loan, interest rate, spending and repayment habits, and this strategy only works if the credit card is managed carefully and paid in full. To see the full discussion, watch or listen to the latest episode of the Point Hacks Podcast. Link in bio.

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Credit cards can play a role beyond earning points. In this example, Nicole explains how keeping your salary in an offset account for longer, while putting monthly expenses on a point earning credit card and paying it off in full, could reduce the interest charged on your mortgage. Using a $300,000 mortgage as an example, she shows how the savings can add up significantly over time, while you continue earning points on eligible spend. The exact benefit will depend on your loan, interest rate, spending and repayment habits, and this strategy only works if the credit card is managed carefully and paid in full. To see the full discussion, watch or listen to the latest episode of the Point Hacks Podcast. Link in bio.

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Business credit cards could become even more enticing for points collectors after 1 October. The upcoming changes to interchange fees apply differently to business cards, which means they may continue to offer stronger sign-up bonuses, earn rates and perks than some personal cards. So if you already run a business or hold an ABN and you’re eligible for a business credit card, it could be worth understanding what’s available. As always, check the eligibility, fees and conditions carefully, and make sure any credit product suits your circumstances. To see the full discussion, watch or listen to the latest episode of the Point Hacks Podcast. Link in bio.

This is one of the most comfortable seats in Economy! You could get a great price when you book your next flight with Travel Booking via the CommBank app. Disclaimer: This video is brought to you in collaboration with Commonwealth Bank. Content current to 30 September 2026. Check the CommBank website for up-to-date offer details. Travel Booking is provided by Hopper Inc (Hopper). Must hold an eligible CommBank retail or business credit or debit card, StepPay card or Travel Money Card. T&Cs and ongoing CommBank Yello eligibility requirements apply. #CommBank #PointHacks #Yello #PaidPartnership #PaidPromotion

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This is one of the most comfortable seats in Economy! You could get a great price when you book your next flight with Travel Booking via the CommBank app. Disclaimer: This video is brought to you in collaboration with Commonwealth Bank. Content current to 30 September 2026. Check the CommBank website for up-to-date offer details. Travel Booking is provided by Hopper Inc (Hopper). Must hold an eligible CommBank retail or business credit or debit card, StepPay card or Travel Money Card. T&Cs and ongoing CommBank Yello eligibility requirements apply. #CommBank #PointHacks #Yello #PaidPartnership #PaidPromotion

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