Timothy Paul

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4 bank accounts you NEED in your 20s. These are 4 accounts I use as a self-employed 26 year old in the UK. 1. Bills account 2. Thank me later account 3. Tax account 4. F around account Wha do you think of these? #learnontiktok #personalfinance #money #finance

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If you’re a sole trader earning £50k+, you need to know about these deadlines ⚠️ Making Tax Digital is now live, meaning qualifying sole traders and landlords need to keep digital records and send quarterly updates to HMRC using compatible software. If you’re in scope, don’t leave it until the last minute. Get your accounting software set up, keep your records up to date and make sure you know when your quarterly updates are due. I use and recommend @Xero to my clients because it makes keeping track of your income and expenses really simple. You can sign up to the special Xero offer using the link in bio 👇 Terms & conditions apply #xero #xeropartner #money #personalfinance #learnontiktok

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Episode 1 | “I’ve applied to over 1,000 jobs and can’t get one” Here is my advice to a graduate who can’t get a role in the current job market. #learnontiktok #personalfinance #money #job #graduate

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How much do you need to earn to afford a £1m property in the UK? It will BLOW your mind… The only question I’m left with is this: Who is actually affording that in this economy? Because £1m+ properties are bought and sold all the time in this country?! #learnontiktok #personalfinance #money #mortgage

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I have £324,000 left to pay on my mortgage… And this could take me 37+ years to repay. But I don’t mind - and I’ll explain why ✅ #learnontiktok #personalfinance #money #mortgage

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5 steps to wealth Maxxing in your 20s… These are the steps that took me from financially illiterate to business owner and entrepreneur by the age of 26. What do you think? #learnontiktok #personalfinance #money #finance

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VOTE for me as High Quality Content Creator Of The Year NOW (you can vote once PER DAY) ✅ How I would budget a £32k annual salary in the UK 👇 As usual we are adopting the 3 pillar approach: Essentials Wants Savings FOLLOW for more content ✅ #learnontiktok #finance #budget #money #tiktokawards

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Here is a breakdown of my £4,600 paycheck. I spent 4 years working at the largest accounting firm in the UK until last month… Let me know what you think of the UK tax deductions 👇 #learnontiktok #personalfinance #finance #money #tax

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How much money does an Accountant earn working in London? Year 1: £28k - £34k Year 2: £34k - £37k Year 3: £38k - £45k Year 4: £50k + FOLLOW for more and leave your questions below 👇 #learnontiktok #money #salary #accountant #work

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3 key pension changes coming to the UK… (From April 2027 and beyond) 1. Pensions will become subject to IHT 2. State and private pension ages are increasing to 67 and 57 respectively 3. Salary sacrifice is being capped at £2,000 per year What do you think of these changes? #learnontiktok #money #personalfinance #finance

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Comment INVEST to sign up and use code TIMPAUL to get a free fractional share worth up to £100 4 accounts. 4 very different purposes. If you’re in your 20s and want to get more intentional with saving and investing, these are 4 accounts worth understanding: 📈 Stocks & Shares ISA – invest tax-free 💷 Cash ISA – save tax-free with cash 🏦 SIPP – invest for retirement with tax relief 📊 General Investment Account – flexible investing outside an ISA They all have different tax rules, risks and levels of access, so understanding when and why you’d use each one is key. And remember: investing involves risk and you may get back less than you invest. Do your own research and make sure you understand what you’re investing in. You can open these accounts with Trading 212 and use my code TIMPAUL for a free share worth up to £100 Sponsored code. Terms apply. #invest #money #personalfinance #wealth

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iPhone 18 Pro for nearly 40% discount… Here’s how 👇 ➡️ Purchase via a VAT registered Ltd company This enables to claim relief of 20% VAT then 25% corporation tax. #personalfinance #learnontiktok #finance #money