PerkINsights

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I had a great conversation on The Sovereignty Brief with @bisher_khudeira! One thing about live conversations is that sometimes you want to go back and clarify a couple of points. First, banks may not have a complete monopoly on all lending, but they certainly seem to have a de facto monopoly on everyday lending. Ask the everyday person where they would go to finance a home or car, and chances are they’ll say a bank. Second, I expressed concern that if banks can’t compete with digital asset exchanges, they may try to turn exchanges into banks, including introducing fractional reserve practices. Specifically, I was referring to stablecoins, which are intended to be backed 1:1 by reserves. That’s different from a stablecoin holder intentionally choosing to lend their assets to earn interest. All in all, a great conversation about the future of digital assets! Check out The Sovereignty Brief on Spotify or YouTube. #DigitalAssets #Crypto #Stablecoins #Tokenization #Bitcoin

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Are we really getting the best innovations, or just the ones developed by people with the most money and connections? The next great idea could come from anywhere in the world. Holepunch is peer-to-peer technology that allows developers to build applications without relying on expensive centralized servers and infrastructure. From ridesharing to mapping to technologies we haven’t even imagined, Holepunch helps level the playing field so the best ideas have a chance to succeed. #Holepunch #PeerToPeer #Tether #DigitalAssets

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JPMorgan is projecting that Bitcoin could outperform stocks, bonds, and gold over the next decade. According to an October 20, 2026, CoinDesk article, JPMorgan’s latest long-term capital market assumptions include the following projected annualized returns: * Bitcoin: 10% (base case) * U.S. large-cap stocks: 7.5% * U.S. small-cap stocks: 7.7% * U.S. bonds: 5.6% to 6.6% * Gold: 5.5% JPMorgan also outlined a bearish Bitcoin scenario of -9.7% annually and a bullish scenario of 17%. These are projections, not guarantees, but the comparison is interesting, particularly coming from JPMorgan. In our next video, we’re going to put these projections to the test. What would a $10,000 investment in each asset class be worth after 10 years if these annual returns materialize? The difference might surprise you! #Bitcoin #DigitalAssets #Crypto #Investing #JPMorgan