Nadia — Financial Planner 💸

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You ever get a math problem where you had ALL the numbers… but the answer was still wrong? The numbers weren’t necessarily the problem. The formula was. Same thing can happen with your budget. If you budget for the bills but not for being a person, the math is always gonna be mathing wrong. 😂 That’s why in a Budget Audit, I look at: • Your current budget
• Your actual bank + credit card spending
• What’s missing from the equation
• Debt + savings priorities
• Where your spending and plan don’t line up
• What needs to be adjusted Because sometimes you don’t need a whole new budget. You need somebody to help you fix the formula. Q For Your A: What keeps getting left out of your budget? Book your Budget Audit and let’s get your money making sense. Dassit. #moneytok #budgeting #personalfinance #financialaudit #money

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Open enrollment has a sneaky way of becoming a budgeting problem. Because that premium increase might look small on the benefits screen… until you see what it does to your actual paycheck. That’s why I’m kicking off a new series for October: “Benefits, But Make It Money”. For the next few weeks, we’re talking about the benefits you get through work and, more importantly, what they actually mean for your money. We’re starting with health insurance because your premium is only part of the equation. Deductibles, copays, prescriptions, doctors and your out-of-pocket max all matter, too. The video breaks down what I want you looking at before you hit “enroll.” And in this week’s Fumbled To Funded email, I’m going a little deeper on how to take that new cost from your benefits packet and put it into your actual budget. You know how to join the group chat! Q For Your A: What number in your benefits packet made you pause? Go watch, then tell me what you found. Share this with someone who's annoyed at two things: Teams notifications and Open Enrollment. I get it! 😂🤭 Dassit. #BenefitsButMakeItMoney #OpenEnrollment #moneytips #personalfinance #moneytok

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Your health insurance is giving you a monthly subscription you can’t afford to cancel. Now what? I had to go off my content plan for this one because we need to talk about the pulse of your body AND the pulse of your budget. Between rising premiums, out-of-pocket costs, and healthcare subscriptions popping up everywhere, are we watching people get savvier about their options—or running out of options? I’m breaking this down further in Fumbled To Funded, as part of my Benefits, But Make It Money series. Join the newsletter through the linked! Q For Your A: Would you consider a healthcare subscription or concierge service? Dassit. #personalfinance #moneytok #healthinsurance #employeebenefits #money