lineman.financial

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We don't gatekeep here. If you've got questions about IULs, life insurance, retirement planning, or how any of these financial tools actually work, ask them. I'd rather you get real answers than make decisions based on half-truths, sales pitches, or social media sound bites. We have IULS. We use IULS. We like IULS. What's not to like about a tool that can provide long-term coverage, offer tax advantages, and protect your principal from market downturns while still giving you growth potential? But here's the important part: an IUL İs a tool, not a magic solution. Just like a hammer isn't the answer to every project, an IUL isn't the answer to every financial goal. The value comes from understanding where it fits, how it works, and whether it aligns with your overall plan. That's why I don't lead with products. I lead with conversations. The goal isn't to sell you something. The goal is to help you build a strategy that makes sense for your family, your goals, and your future. So if you're curious, skeptical, interested, or just trying to separate fact from fiction, my inbox is open. Ask away. #bluecollar #financialliteracyforthetrades #knowledgeispower #financialfreedom #themoreyouknow

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We are responsible at the end of the day for our own retirement. Yes, the IBEW gives us really amazing benefits and we are so grateful for them, we make too much money to have any excuse not the be implementing other things, as well. This post is NOT a dig at the IBEW but is VERY MUCH intended to raise awareness on how our accounts work. That way WE can make decisions that align with our goals, without giving full control to someone else. If we rely on just setting and forgetting, that’s exactly what we are choosing to do; give control to someone else. Now, tell me. Who do you think cares about your ability to retire at 50, 55 or even enter retirement and stay in retirement, more than you? Why does this matter to me? Because, I watch my husband beat his body day in and day out in this trade, with pride, no complaints and the desire to provide for his family. The day that he says, “babe, I’m ready to be done”; I’ll be damned if we can’t because we didn’t do our due diligence in preparing for it sooner rather than later. I hope you’re tracking what I’m saying. This is freedom of choice. This is preparing. This is doing what only a handful do, planning. Know what you want. Know what you have. Have a plan to achieve the goal. It’s that simple. If you don’t have that, we need to talk. #financialfreedom #knowledgeispower #financialliteracyforthetrades #bluecollar #futureplanning

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We did this for way longer than I’d like to admit. We made the income in the Bay, we didn’t have a plan for it. We enjoyed nice dinners, our kids had whatever they wanted whenever they wanted it. Nice vehicles. No thought to our spending. We had a “solid savings”, so none of that mattered. That was our marker. That’s what we used to determine the health of our finances. A number that we liked, sitting in savings. Is that you? If it is, I can tell you that’s a plan that’s not going to hold water when emergencies arise. But you don’t know who to trust, I get that too. It’s why we thought what we were doing was solid. Learn from our mistakes, listen to the advice we’re giving now. Plans don’t have to be complicated to be efficient. You need growth, protection and knowledge, that’s it. It’s the only thing we changed that radically transformed our position, it’s the very change i’m teaching now.