Juttima ✿ ツ

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🌟 AUDIT AUGUST 🌟 I’m going to hold your hand while I say this… but there really is no “secret” or “shortcut” to getting better with money 😭💸 So when was the last time you ACTUALLY checked your finances? 👀 Not just opening your banking app to check if you have enough money before buying something. I mean actually sitting down and looking at everything. Your spending. Savings. Debt. Super. Investments. Insurance. Financial goals. All of it. Because there are so many little money things we set up once and then never look at again 😭 When was the last time you checked what your super is invested in? Could your savings be earning more interest? Are you paying for things you don’t even use anymore? Is there a better deal on one of your big expenses? Do you actually know how much you spend every month? You don’t have to have everything figured out. But you owe it to yourself to know what’s happening with YOUR money ❤️ My scores are 👇🏼 1. Knowing where my money goes each month : 🌟🌟🌟🌟🌟 / 5 2. Spending intentionally & avoiding impulse buys : 🌟🌟🌟 / 5 3. Saving consistently : 🌟🌟🌟🌟 / 5 4. Having an emergency fund : 🌟🌟🌟🌟 / 5 5. Making my savings work harder : 🌟🌟🌟🌟 / 5 e.g. high-interest savings / mortgage offset 6. Managing & paying down debt : 🌟🌟🌟 / 5 7. Checking & understanding my superannuation : 🌟🌟🌟🌟 / 5 including how it’s invested 8. Protecting myself financially : 🌟🌟🌟🌟 / 5 e.g. appropriate insurance / income protection / TPD 9. Investing for my future : 🌟🌟🌟🌟🌟 / 5 10. Knowing my financial goals & having a plan : 🌟🌟🌟🌟 / 5 Screenshot the audit, score yourself honestly and pick ONE thing to look into or work on first. And just like that… we made it to the FINAL Audit August 🥹 Space ✔️ Health ✔️ Habits ✔️ Money ✔️ #AuditAugust #lifeaudit #selfimprovement #getyourshittogether #moneyhabits

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Kmart + Target + Priceline girlies 👀🛍️ What if we didn’t just shop at the companies we love… but started owning a tiny piece of them too? 🌱📈 All three are part of Wesfarmers (ASX: WES) ✨ and boys if you like Bunnings it’s part of Wesfarmers too! Just planting a little investing seed 😌🌱 NOT financial advice 🙅🏽‍♀️❌ #kmart #target #priceline #investing #futureyou

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hiii or byeee 😅👋🏼 had fun putting this together but had to try VERY hard not to add everything 😂 if this sounds like your kind of corner of the internet, stick around 🫶🏼❤️ #disability #amputee #follow #unfollow