Prasoon Dhungana

▶

▶ 20K ❤ 0 💬 0

The legal FAFSA loophole every immigrant family needs to know. 🤫 If you are a parent saving for your kid's college in your own name, you are doing it wrong. The government will penalize your financial aid! In Ep. 5 of Finance for Parents (Grand Parents/Mama/Fupu/Kaka/Thulo buwa/Thulo muwa) , we are using the "Non-Parent Hack." Let the grandparents, aunts, or uncles open the 529 Plan. The result? Tax-free growth and it is completely INVISIBLE to the FAFSA algorithm. 📉 Don't let the cash from Dashain or family visits sit in a 0.01% bank account. Put it to work. Send this to the relative who needs to open this for your kids today. #financialliteracy #ParentingTips #PersonalFinance #MoneyTok #nepalitiktok

▶

▶ 21.1K ❤ 0 💬 0

Do NOT let Uncle Sam steal your family's wealth after you are gone! 🛑📜 If you live in the US and don't have a Will or a Living Trust, you are falling into the biggest legal trap in America: Probate Court. When you pass away, your bank accounts and house don't automatically go to your family. The state takes control, freezes everything, and forces your family to pay thousands in court fees. Even worse? A random judge decides who raises your kids. 🤯 Don't leave your family's future to a random judge. Set up your Estate Plan today. 💬 Have you set up a Will or Trust yet, or are you still putting it off? Let me know in the comments! (Educational purposes only!) #moneytok #nepalitiktok #nepali #estateplanning #viral

▶

▶ 21K ❤ 0 💬 0

Your baby's credit file exists RIGHT NOW. Here's how to lock it for free 👶🔒 #creditfreeze #financialliteracy #nepaliinamerica #moneytok #personalfinance #parentinghacks #Finance #fyp #nepaliUSA Follow and DM me for FREE letter Templete. 🏦 The 3 credit bureau addresses (for a minor's security freeze) Bureau Mailing Address Equifax Equifax Information Services LLC, P.O. Box 105788, Atlanta, GA 30348E ExperianExperian Security Freeze, P.O. Box 9554, Allen, TX 75013 TransUnionTransUnion LLC, P.O. Box 160, Woodlyn, PA 19094 A freeze with one bureau doesn't cover the others you have to mail all three separately. These addresses are correct as of now, but I'd suggest a quick check on each bureau's official freeze page before you finalize your content, since these things occasionally change. I built the full fillable letter template (one version pre-addressed to each bureau, plus a documents checklist) as the PDF above — that's the exact file to hook up to your DM automation.#Nepali #finance #Personalfinance